QI Tech is a Brazilian financial infrastructure provider that enables companies to launch and scale embedded financial products. Through a suite of regulated APIs, it offers Banking as a Service, Lending as a Service, and Risk Solutions, as well as DCM and fund administration and custody. Businesses can issue and manage digital accounts, cards, Pix and boleto payments, various credit products (including BNPL and consigned loans), escrow accounts, and investment funds, all under their own brand. The platform also includes KYC, antifraud, electronic signatures, facial recognition, and a configurable credit rules engine to automate compliance and risk management across the entire financial journey.