Climate X is a climate risk intelligence company providing enterprise-grade tools that help financial institutions and real estate investors understand, quantify, and manage the financial impacts of physical climate change. Its Spectra platform translates climate hazards into asset- and portfolio-level loss metrics, enabling stress tests, regulatory-aligned reporting, and integration with existing portfolio management workflows. Adapt is a first-of-its-kind solution for quantifying capital expenditure and return on investment for adaptation measures, helping organizations finance and prioritize climate resilience projects. Carta delivers global asset-level coverage across millions of public and private companies, revealing climate risk exposure and opportunities beyond traditional datasets. Together, these solutions support banks, insurers, asset managers, and real estate firms in turning climate risk into a competitive advantage by informing underwriting, pricing, portfolio strategy, and long-term resilience planning.