Luko by Allianz Direct is a fully online insurance brand offering clear, customizable, and affordable home and liability insurance for individuals in France. Customers can obtain coverage in just a few minutes via the website or mobile app, manage their policies digitally, and benefit from fast claim handling using photos and videos. With a strong focus on transparency, competitive pricing, and responsive customer service, Luko by Allianz Direct modernizes the traditional insurance experience while providing coverage for tenants, homeowners, non-occupant landlords, students, shared housing, secondary residences, travel, and specific risks such as bedbug infestations.